Personal Loan Repayment Calculator
Useful Information to help with your Personal Loan
- Learn more about our various personal loan solutions
- Get a quote for your next personal loan
- Learn why getting a pre-approval gives you more buying power
Excellent = 800 - 1,000 credit score with no defaults
Very Good = 800 -899 credit score with no defaults
Average = 500 - 799 credit score with 1 utility default
Poor = 200 - 499 credit score with 2 or more defaults or ex bankrupt or Part IX
* These examples are provided as a guide only. Each situation is different and a credit score is only one part of the assessment puzzle. Being specialists in our field, we pride ourselves on trying to help as many people as we can, no matter what their circumstances are.
You can usually use a Personal Loan for any one off purchase. For example, but not limited to, a holiday, jetski, house renovations or a vintage car.
You can't use the money for any reoccurring expenses or ongoing payments such as utility bills, school fees or to pay repayments on other loans.
Our personal loan interest rates vary depending on your credit history, credit score, assets and liabilities. Our rates start as low as 5.59%, subject to the specified criteria above.
Our application process is quick and simple. You will just need to have the following documents ready to upload to your broker:
No, we don't perform credit checks on all applications.
In fact, our "soft" credit checks don't even leave an enquiry on your file!
We perform these "soft" credit checks so we can gather enough information to be able to direct your application to the lender/s we think will be suitable for your financial position.
If your application is then submitted to a lender, the lender will more than likely perform a hard credit check. This WILL leave an enquiry on your file. Just know that we will not submit your application to a lender unless we have discussed it with you and you have agreed to it.
Unfortunately, we are unable to assist with debt consolidation loans.
© Copyright 2023 Responsive Lending
Dasso Investments Pty Ltd trading as Responsive Lending