Our car loan interest rates vary depending on the age of the vehicle you're buying, your credit history, credit score, assets and liabilities. Our rates start as low as 6.19%, subject to the specified criteria above.

Our application process is quick and simple. You will just need to have the following documents ready to upload to your broker:

• Current drivers licence (back and front pic)
• Two recent payslips
• Last 90 days bank statement and if on Centrelink, a Centrelink Income Statement
• If Visa holder, we require your current Australian Residency Identification (VEVO) check

No, we don't perform credit checks on all applications.

In fact, our "soft" credit checks don't even leave an enquiry on your file!

We perform these "soft" credit checks so we can gather enough information to be able to direct your application to the lender/s we think will be suitable for your financial position.

If your application is then submitted to a lender, the lender will more than likely perform a hard credit check. This WILL leave an enquiry on your file. Just know, that we will not submit your application to a lender unless we have discussed it with you and you have agreed to it.

YES! We have a whole team dedicated to helping customers with bad credit obtain approval for bad credit car loans.

However, we can't help everyone. For all bad credit applications we need to conduct a full assessment. After we've done the assessment, we will ask you the reasons why the bad credit occurred and present the circumstances to the lender. We find that doing so gives us a much better chance of obtaining an approval.

Yes, we can organise loans for imported cars!

Once you apply, let your consultant know that you are looking to finance an imported vehicle. This way we can ensure that your application is only put to lenders who specialise in loans for imported cars.