*Repayment calculator is provided as a guide only. Interest rates, terms and fees can vary dependent on your situation and requirements and objectives. Contact us directly for a more accurate indicative quotation. Total amount payable on the repayment example above: $. Comparison rate is based on a $30,000 loan over 5 years. Different amounts and different loan lengths will mean a different comparison rate.
Shopping for a car loan, bike loan or commercial loan can be confusing. It can be daunting looking at all the options available. From Consumer Leases, Hire Purchases, Chattel Mortgages, Secured Personal Loans it's hard to know what is the best option.
Responsive Lending takes away that confusion.
Because when you apply, your application is carefully looked after by a finance professional who has your best loan outcome as their focus. Your loan consultant will work with you at every step of the process to make sure you understand what is happening with your loan application.
Use out online application system to apply online for your car loan in under 3 minutes.
The application form will ask you questions like what type of vehicle you are after, where you live and what your income source(s) is.Get Your Preapproval
By letting us know what car you are wanting it allows us to make sure we only use lenders that will finance that asset.
Getting this information upfront allows us to make the best informed decision about where to send your loan application, thereby reducing the impact on your credit file and increasing the chance of approval.
Once you're preapprove, it's time to find a car!
We will help find you cars that suit your lifestyle and budget requirements, but the choice at the end of the day is yours.
In most cases we don't have any restrictions on where you buy a car from. Private sales, imported cars, auction yards and dealers across Australia are possible.
What Cars Can You Finance
With just one application, you have over 20 different lenders all competing for your business. This gives us the power to negotiate with lenders to get you a great deal on your next loan.Apply Now
As a finance broker we put a large volume of applications to lenders. Because of this, lenders offer our group wholesale interest rates. It's like shopping at costco, but without the need to buy 400 packets of pasta.
We also get the benefit of being completely independent from the finance companies. This allows us to shop around from multiple lenders to get the best deal. Lenders often fluctuate their interest rates based on the amount of capital that they have available to lend, so in this respect we can often negotiate great deals with cashed up lenders.
Yes we can finance private sale cars.
When you've put through your application just let us know that you are looking to finance a car from a private seller and we can ensure that we only use lenders that will help.
We have a whole team which is dedicated to helping customers with bad credit obtain approval for car loans!
However, we can't help everyone. For all bad credit applications we need to conduct a full assessment. After we've done the assessment we will ask the you the reasons why the bad credit occured and present the circumstances to the lender. We find that doing so gives us a much better chance of obtaining approval.Apply Now
Yes, we can organise loans for imported cars!
Once you apply, let your consultant know that you are looking to finance an imported vehicle. This way we can ensure that your application is only put to lenders who specialise in loans for imported cars.Apply Now
Car Price: $57500
$255 per week
$26 per week
Savings are based on the advertised car loan rate with Westpace as of 1/07/2020.
*Repayment calculator is provided as a guide only. Weekly repayments are based on an interest rate of 4.99% (6.34% comparison rate). Westpac comparison rate 8.99%. Interest rates, terms and fees can vary dependent on your situation and requirements and objectives. Contact us directly for a more accurate indicative quotation. Total amount payable on the repayment example above: $66300. Comparison rate is based on a $30,000 loan over 5 years. Different amounts and different loan lengths will mean a different comparison rate.