Get A Car Loan on a Pension with Responsive Lending

  • Single Parenting Pension OK
  • Carers Pension OK
  • Vet Affairs Pension OK
  • Aged Pension OK
  • Loans up to $9,000
commodore and territory
Apply Now >

Latest Reviews

google 5 star review

Responsive Lending is Rated 4.9 out of 5 Stars from 20 Reviews on Google 

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​Sianne G
1 Review

Allen and the guys were absolutely awesome and with three kids and being sick at the time it has been so easy to get things organised with there help, really they are amazing

K

Kristy F
1 Review

Awesome thank you alan from Responsive Lending. Did such a fast turn around with finding me the car i wanted and that is an amazing one at that.. thank you alan.. do recommend to anyone who needs a car 

J

​Jean D
1 Review

I would highly recommend Nick and his team especially if you are on Centrelink benefits and need a decent loan. Also, if you need help finding a decent car, they will search their reputable dealers and give you a list of your best options. They make the whole process so easy. Thanks Nick.

Pensioner Car Loans from Responsive Lending

Get a Loan While on a Pension. Loans available up to $9,000. 

clock showing speedy approvals

Fast Approvals

In most cases we can have an approval within 2 business days.

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100% Online

Our Online Application Portal allows you to complete your entire application without leaving your desk.

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Your Choice of Car

Your Choice of Car. Choose a car from any Car Dealership across Australia or use our Car Buying Service to find your dream car.

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FAQ

I'm not currently working, can I get a loan?

Yes! We can process applications for customers who are not working and receiving the following types of payments:

  • Single Parenting Pension
  • VET Affairs Pension
  • Aged Pension
  • Carers Pension

We can't accept customers who are just receiving Newstart Payments or Youth Allowance. 

I Have Bad Credit, Can You Help?

Yes! Even with defaults on your credit history, you may still be eligible for a car loan. As experts in bad credit, we will always provide you with the best options for your situation.

What Kind of Car can I Get?

Responsive has relationships with major dealerships across multiple states so we are confident we can source the type of car you are after. If we can't, or you have already found the car you want, you are able to go to any dealer or in some circumstances a private sale.

How Long Does it Take?

Using our fast online process, it is possible for us to get an answer within 2 business days.

I've been Declined by another Lender/Bank, can You Help?

We may! We look beyond the scope of traditional lenders to get the best outcome for you.

Can I Apply over the Phone?

Yes! You can Apply over the phone by calling us on (03) 9350 7331

I have an unpaid phone/utility bill, am I eligible?

Yes! In many circumstances we are still able to get you a car loan despite your bill being unpaid.

How It Works

1

Apply Now to Get Your Pre-Approval Offer

Use our 100% Online Application tool to apply and receive your pre-approval offer.

2

Find Your New Car

Find your new car either online or through local sellers or use our car finding service.

3

Sign Online or In Person

In most cases, you are able to sign your loan offer 100% Online!

Jean D

I would highly recommend Nick and his team especially if you are on Centrelink benefits and need a decent loan. Also, if you need help finding a decent car, they will search their reputable dealers and give you a list of your best options. They make the whole process so easy. Thanks Nick.



Responsive Lending has a rating of 4.9 out of 5 on Google Reviews based on 19 Reviews.