Personal Loans up to $50,000

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  Unsecured & Secured Options


  Rates from 7.99%*


  Contact Free Approval Process

100% Obligation Free

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Rated 4.9 on Google Local
Based on 255 Reviews

"Greg was amazing to deal with as well as being very professional "

Jack C

"Very very happy with how responsive lending helped me get a car loan."

Shane N

"This would have to be the quickest and easiest loan I've applied for."

Jody-ann R

Loan Repayment Calculator

Amount to Borrow:

Amount: $

Loan Length:


Credit History:

Loan Repayments From:

$80per week*

Interest Rate: % (Comparison Rate:9.66%)

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*Repayment calculator is provided as a guide only. Interest rates, terms and fees can vary dependent on your situation and requirements and objectives. Contact us directly for a more accurate indicative quotation. Total amount payable on the repayment example above: $. Comparison rate is based on a $30,000 loan over 5 years. Different amounts and different loan lengths will mean a different comparison rate.

Personal Loans for Many Purposes

Whether you are after a personal loan for house renovations, a holiday or a wedding, Responsive Lending makes it easy.

Because when you apply with Responsive Lending, we match personal loans options that are best suited for your situation. This way you get the cash paid straight into your bank account quickly.

How It Works

Apply Online

Use our online application system to apply online for your personal loan in under 3 minutes.

The application form will ask you questions like what is the purpose of the loan, where you live and what your income source(s) is.

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We will call you to discuss your enquiry

Our friendly team will call you dicuss your enquiry and your requirements.

Getting this information upfront allows us to make the best informed decision about where to send your loan application, thereby reducing the impact on your credit file and increasing the chance of approval.

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Sign Your Loan Agreement Online

Once you're preapproved, we will email you your loan agreement to sign.

Once it's all signed, loan settlements usually occurs between 1-2 business days.


One Application Accesses over 20 Different Lenders

With just one application, you have over 20 different lenders all competing for your business. This gives us the power to negotiate with lenders to get you a great deal on your next personal loan.

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Frequently Asked Questions

As a finance broker we put a large volume of applications to lenders. Because of this, lenders offer our group wholesale interest rates. It's like shopping at costco, but without the need to buy 400 packets of pasta.

We also get the benefit of being completely independent from the finance companies. This allows us to shop around from multiple lenders to get the best deal. Lenders often fluctuate their interest rates based on the amount of capital that they have available to lend, so in this respect we can often negotiate great deals with cashed up lenders.

Unfortunately we cannot assist with debt consolidation.

Yes we can consider applicants with bad credit for personal loans up to $12,000.

However, we do need to conduct a full assessment to determine eligibility. Please click on apply now to get started.

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Let's get You Your Personal Loan