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"Absolute breeze to do finance though"

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"Absolute breeze to do finance though"

Laura H


"Absolute breeze to do finance though"

Laura H

Loan Repayment Calculator

Amount to Borrow:

Amount: $

Loan Length:

Years


Credit History:

Loan Repayments:


$80per week*


Interest Rate: % (Comparison Rate:6.34%)


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*Repayment calculator is provided as a guide only. Interest rates, terms and fees can vary dependent on your situation and requirements and objectives. Contact us directly for a more accurate indicative quotation. Total amount payable on the repayment example above: $. Comparison rate is based on a $30,000 loan over 5 years. Different amounts and different loan lengths will mean a different comparison rate.



Smarter Solutions for Car Loans


Whether you are in the market for a new or used car, getting a car loan from Responsive Lending makes it easy.

Because when you apply with Responsive Lending, a skilled finance professional carefully assesses your application and matches you up with the lender that is going to provide you with the best outcome and the best deal. Over 20 different lenders are compared from your one car loan application.



How It Works

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Get Your Car Loan Preapproval

Use out online application system to apply online for your car loan in under 3 minutes.

The application form will ask you questions like what type of vehicle you are after, where you live and what your income source(s) is.

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What Kind of Car are You Looking For?

By letting us know what car you are wanting it allows us to make sure we only use lenders that will finance that asset.

Getting this information upfront allows us to make the best informed decision about where to send your loan application, thereby reducing the impact on your credit file and increasing the chance of approval.

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Choose Your New Car

Once you're preapprove, it's time to find a car!

We will help find you cars that suit your lifestyle and budget requirements, but the choice at the end of the day is yours.

In most cases we don't have any restrictions on where you buy a car from. Private sales, imported cars, auction yards and dealers across Australia are possible.

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One Application Accesses over 20 Different Lenders

With just one application, you have over 20 different lenders all competing for your business. This gives us the power to negotiate with lenders to get you a great deal on your next loan.

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Frequently Asked Questions

As a finance broker we put a large volume of applications to lenders. Because of this, lenders offer our group wholesale interest rates. It's like shopping at costco, but without the need to buy 400 packets of pasta.

We also get the benefit of being completely independent from the finance companies. This allows us to shop around from multiple lenders to get the best deal. Lenders often fluctuate their interest rates based on the amount of capital that they have available to lend, so in this respect we can often negotiate great deals with cashed up lenders.

Yes we can organise car loans for private sale cars.

When you've put through your application just let us know that you are looking to finance a car from a private seller and we can ensure that we only use lenders that will help.

We have a whole team which is dedicated to helping customers with bad credit obtain approval for car loans!

However, we can't help everyone. For all bad credit applications we need to conduct a full assessment. After we've done the assessment we will ask the you the reasons why the bad credit occured and present the circumstances to the lender. We find that doing so gives us a much better chance of obtaining approval.

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Yes, we can organise loans for imported cars!

Once you apply, let your consultant know that you are looking to finance an imported vehicle. This way we can ensure that your application is only put to lenders who specialise in loans for imported cars.

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Specialist Solutions for Tailored Car Loan Options



Bad Credit Car Loans

Get a second chance on a Car Loan with a Bad Credit Car Loan.

More Info

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Pensioner Car Loans

Car Loans up to $10,000 for Applicants on Eligible Pension Payments

More Info

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Low Rate Car Loans

Be Rewarded for Your Excellent Credit History with Loans from 4.99%

More Info

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Loans for Imported Cars

Loans for Direct Japanese or American Car Imports.

More Info

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Loan Repayment Guide


Car Price: $57500

  • 2019 Ford Ranger Wildtrak
  • Twin Turbo Diesel
  • Black Styling Pack
Your Weekly Repayments

Estimated Repayments:

$255 per week*

Your Weekly Savings

$26 per week*

Savings are based on the advertised car loan rate with Westpac as of 1/07/2020.


*Repayment calculator is provided as a guide only. Weekly repayments are based on an interest rate of 4.99% (6.34% comparison rate). Westpac comparison rate 8.99%. Interest rates, terms and fees can vary dependent on your situation and requirements and objectives. Contact us directly for a more accurate indicative quotation. Total amount payable on the repayment example above: $66300. Comparison rate is based on a $30,000 loan over 5 years. Different amounts and different loan lengths will mean a different comparison rate.

Let's get You Your Next Car

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