*Repayment calculator is provided as a guide only. Interest rates, terms and fees can vary dependent on your situation and requirements and objectives. Contact us directly for a more accurate indicative quotation. Total amount payable on the repayment example above: $. Comparison rate is based on a $30,000 loan over 5 years. Different amounts and different loan lengths will mean a different comparison rate.
A Low Rate Car Loan allows you to get the benefit of having an awesome credit history by being rewarded with a low interest rate.
Applying with Responsive Lending takes the guesswork out of you applying for a car loan. Your one application with us allows us to
Use our online application system to apply online for your low rate car loan in under 3 minutes.
The application form will ask you questions like what type of vehicle you are after, where you live and what your income source(s) is.Get Your Preapproval
By letting us know what car you are wanting it allows us to make sure we only use lenders that will finance that asset.
Getting this information upfront allows us to make the best informed decision about where to send your loan application, thereby reducing the impact on your credit file and increasing the chance of approval.
Once you're preapproved for your Low Rate Car Loan, it's time to find a car!
We will help find you cars that suit your lifestyle and budget requirements, but the choice at the end of the day is yours.
In most cases we don't have any restrictions on where you buy a car from. Private sales, imported cars, auction yards and dealers across Australia are possible.
What Cars Can You Finance
As a finance broker we put a large volume of applications to lenders. Because of this, lenders offer our group wholesale interest rates. It's like shopping at costco, but without the need to buy 400 packets of pasta.
We also get the benefit of being completely independent from the finance companies. This allows us to shop around from multiple lenders to get the best deal. Lenders often fluctuate their interest rates based on the amount of capital that they have available to lend, so in this respect we can often negotiate great deals with cashed up lenders.
Yes we can organise car loans for private sale cars.
When you've put through your application just let us know that you are looking to finance a car from a private seller and we can ensure that we only use lenders that will help.
No we don't have any restrictions on which dealership you go through after you're preapproved for your low rate car loan.
However, we do have an inhouse car buying facility who shop around to find you an awesome deal on a car. This service is completely free!Apply Now
Yes, we can organise loans for imported cars!
Once you apply, let your consultant know that you are looking to finance an imported vehicle. This way we can ensure that your application is only put to lenders who specialise in loans for imported cars.Apply Now
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